What are Your Rights and Protections?

You are protected from surprise billing or balance billing if you receive emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center (ASC).

What is Balance Billing?

When you receive medical care from a health care provider, you may be responsible for out-of-pocket costs such as co-payment, co-insurance, and/or a deductible. These costs will vary depending on your health plan. If you receive care from a provider considered “out-of-network”, there may be additional costs up to and including full responsibility for the bill.

What is an “out-of-network” provider?

If a provider is “out-of-network”, they have no contracted with your health plan. These providers may be allowed to bill you for the difference between what your health plan has agreed to pay and the total amount of the bill, which is called “balance billing”. CD Laboratories is considered an “out-of-network” provider for most health plans.

What is “Surprise Billing”? 

Surprise billing is when you are billed unexpectedly for the balance of a medical bill. If you have an emergency or you are unexpectedly treated by an out-of-network provider while at an in-network facility, a balance bill is possible. CD Laboratories includes information with every test kit for providers to give to patients regarding our testing. In addition, we provide cost information on our Patient webpage.

Maryland State-Specific Rules

CD Laboratories is a Maryland-based laboratory. To learn more about Maryland’s No Surprise Billing rules, please visit https://www.marylandattorneygeneral.gov/Pages/CPD/HEAU/NSA.aspx.